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F.A.Q.

Making Deposits:

A minimum deposit is $252.

It is requested that 1 month notice be given for withdrawals.

One of our goals is to maximize the sawaab and barakat that momineen receive from both granting and receiving Qardan Hasana. For this reason, we highly encourage momineen who have deposits in Qardan Hasana to not withdraw the money but rather apply for Qardan Hasana and receive dual barakat – you will continue to receive sawaab from your raqam being given out as Qardan Hasana and you will receive the barakat of receiving Qardan Hasana.

 

Getting Qardan Hasana:

You may download forms here.

For education and housing Qardan Hasana Araz, you should apply at Central Qardan Hasana.

Momineen who pay sabeel with Dallas Jamaat and in good standing are eligible. Moreover, you must not have an active Qardan Hasana payment and have no outstanding dues with Jamaat.

Momineen who pay sabeel with Dallas Jamaat and have no outstanding dues with Jamaat can be guarantors.

Qardan Hasana must be repaid in 20 equal monthly payments.

Applications are reviewed between the 1st and 3rd week of the Julian month. If approved, Qardan Hasana disbursements may be collected by the last Saturday of the month.

Applications are reviewed between the 1st and 3rd week of the Julian month. If approved, Qardan Hasana disbursements may be collected by the last Saturday of the month.

The biggest delays will come because of incomplete applications. If an incomplete application is returned to the applicant and the deadline is missed, the application will be delayed until the next monthly cycle.

Only one active Qardan Hasana per family can be received. If another Qardan Hasana is needed, you must fully pay off the existing Qardan Hasana before applying for a new Qardan Hasana.

No. The Central and local schemes work together to try and provide maximum barakat for momineen. Applying in both places for same purpose will generally slow down your application in either place.

Application forms need to be filled out in their entirety. If some fields are not applicable, you must put a “N/A” in the field or else it will be treated as incomplete.

Apply with Central Qardan Scheme

Apply with the Central Qardan Scheme for education. Please note there are different forms for U.S. residents and for foreign students.

The best way to contact the committee is thru email at qhc.dallas@gmail.com. You may contact an individual member also, but than may be constrained to that committee member’s availability.

Your application will be considered again the next monthly cycle.

Guarantors must complete all of the guarantor information in the application form. Once the application is received, guarantors will need to provide post-dated checks for the amount of Qardan Hasana approved.